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UK Government-Backed Business Finance Schemes, FundBiz
Meta description (223 chars)
UK government-backed business finance schemes: Growth Guarantee Scheme, Recovery Loan Scheme history, Start Up Loans. Eligibility, accredited lenders, post-decline routing for limited companies, LLPs and partnerships of 4+.
Recovery Loan Scheme (RLS), historical reference and refinance routing
Title tag (57 chars)
Recovery Loan Scheme (RLS), History and Refinance Routing
Meta description (197 chars)
The UK Recovery Loan Scheme ran 6 April 2021 to 30 June 2024. Historical eligibility, what replaced it (Growth Guarantee Scheme), and refinance options for businesses still repaying RLS facilities.
UK Growth Guarantee Scheme extended to 31 March 2030. Who qualifies, accredited lenders, what to do if a GGS lender declines you. FundBiz Ltd-only routing.
Start Up Loans (British Business Bank), Eligibility
Meta description (242 chars)
British Business Bank Start Up Loans: £500 to £25,000 personal loans to founders of pre-revenue and very-early-stage UK businesses. Eligibility, application route, what to do if declined, and how Start Up Loans differ from commercial finance.
Agencies funding payroll while waiting for end-client invoice payment. Invoice finance dominates; covered in depth on our sister site MarketInvoice. Specia
Equipment finance, working capital against orders, asset-backed lending against plant and machinery. Capex-heavy sector where asset finance is often the ri
Accountants, consultants, agencies, law firms, architects. Asset-light, project-led; mainstream unsecured term loans dominate. Often LLP or partnership str
General trades, subcontractors, main contractors. CIS retentions and stage-payment cycles drive working-capital gaps. Plant and machinery finance is a majo
UK specialty business finance products: merchant cash advance, asset finance, commercial mortgages, bridging, VAT funding, R&D advance. Limited companies, LLPs and partnerships of 4+. Each product hub routes to the FundBiz lender panel.
Working capital cycle: DSO + DIO − DPO (worked examples by sector) FundBiz
Meta description (209 chars)
Cash conversion cycle calculation with worked examples per sector: manufacturing, retail, services. See how a positive vs negative cycle drives working capital needs and which UK SMB finance products fit each.
Affordability ratio: DSCR and free-cash-flow-to-debt-service
Title tag (60 chars)
Affordability ratio: DSCR and free-cash-flow-to-debt-service
Meta description (203 chars)
Calculate debt-service coverage ratio and free-cash-flow-to-debt-service. Worked examples at DSCR 1.0, 1.25, 1.5 and 2.0 thresholds. UK SMB context for term loans, asset finance and commercial mortgages.
MCA factor rate to APR converter (worked examples) FundBiz
Meta description (161 chars)
Convert merchant cash advance factor rates to effective APR. Worked examples at factor 1.20, 1.30, 1.40 over 6, 9 and 12 month repayment periods. UK SMB context.
R&D advance estimator: cash from your tax credit claim
Title tag (66 chars)
R&D advance estimator: cash from your tax credit claim FundBiz
Meta description (187 chars)
Estimate the cash advance available against an R&D tax credit claim. Inputs: qualifying spend, scheme (RDEC vs SME merged), claim status (filed vs draft). Worked examples for UK SMBs.
Eligibility self-score: which finance product fits?
Title tag (55 chars)
Eligibility self-score: which finance product fits your
Meta description (195 chars)
Self-score across six dimensions (trading time, turnover, credit, sector, security, ticket size) and find the FundBiz panel finance product most likely to fit. Decision-tree with worked examples.
Declined by Funding Circle, what to do in the next 7 days
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Declined by Funding Circle, what to do in the next 7 days
Meta description (151 chars)
A Funding Circle decline lands. The 7-day window, your three options (appeal, retry elsewhere, restructure), what to avoid, when to call an accountant.
Final balloon on a hire purchase or finance lease is due in 90 days. Your refinance routes, what to do, what to avoid, and how to keep the asset on the balance sheet.
Supplier Demanding Immediate Payment, UK Funding Routes, FundBiz
Meta description (220 chars)
Key supplier demanding payment or threatening to stop deliveries. UK working-capital lenders and asset-finance routes that fund supplier settlement in days, not weeks. Limited companies, LLPs and partnerships of 4+ only.
R&D claim under HMRC compliance check, what to do this week
Title tag (63 chars)
R&D claim under HMRC compliance check, what happens to your
Meta description (182 chars)
HMRC has opened an enquiry into your R&D tax credit claim. The 7-day window, impact on R&D advance facilities, your three options, what not to do, when to call an accountant.
Sales are dropping mid-MCA-repayment but card volume is still flowing. Restructuring routes, the 7-day window, what to avoid, when to call an accountant.
Operating Lease Residual Shock, UK Funding Routes, FundBiz
Meta description (239 chars)
Operating lease ended, residual cost higher than expected, asset purchase or refinance needed. UK asset-finance and bridging routes to settle the residual without losing operational use. Limited companies, LLPs and partnerships of 4+ only.
Project Performance Bond Called, UK Funding Routes, FundBiz
Meta description (224 chars)
Performance bond or advance-payment bond called on a contract. UK specialist working-capital and bridging lenders that fund bond settlement and ongoing project completion. Limited companies, LLPs and partnerships of 4+ only.
MCA repayments biting, card takings have collapsed, what to do this week
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MCA repayments biting, card takings collapsed, what to do this
Meta description (154 chars)
Daily card sales have dropped mid-MCA-repayment. The 7-day window, your three options (renegotiate, top-up, refinance), what to avoid, when to call an IP.
Trade Credit Insurance Cancelled, UK Funding Routes, FundBiz
Meta description (233 chars)
Trade credit insurance cancelled on a key customer or your full ledger. UK invoice finance and working-capital routes to bridge the funding gap, plus alternative insurance options. Limited companies, LLPs and partnerships of 4+ only.
FundBiz is a commercial finance introducer for limited companies. This page sets out our regulatory position, what our matcher does and does not do, and where to go for regulated advice.
The named team behind FundBiz. Real bylines, public credentials, and consistent ownership of every product lander, eligibility flow and post-decline guide.
JPM Capital on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel post-decline specialist we route to for files with CCJ history, recent missed payments or bad credit where mainstream lenders decline. Direct lender
Bizcap on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel post-decline specialist we route to when Funding Circle, iwoca and the high-street alternatives have already declined and the applicant still needs c
Funding Circle on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel anchor for unsecured term loans between £10k and £500k. We route established Ltd companies with 2+ years trading and clean credit here first when the
Time Finance on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel mid-ticket alternative finance specialist we route to when the file needs asset finance, invoice finance and vehicle finance combined under one lende
Liberis on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel embedded-finance specialist we route to when the applicant already has a relationship with a partner platform (Worldpay, Barclaycard, Klarna, Sage).
iwoca on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel anchor for flexi working capital. We route applicants here when the cash need is draw-as-you-go rather than a single lump sum, when trading time sits
YouLend on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel embedded-finance specialist we route to when the applicant sells through Amazon, eBay, Just Eat, Deliveroo, Shopify or a similar marketplace. Pre-app
Start Up Loans Company on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel government-backed lender we route to for pre-revenue founders, sub-12-month traders and pre-incorporation applicants who do not fit any commercial le
365 Business Finance on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel direct MCA lender we route to for £25k+ card-flow advances where the applicant wants a no-broker-fee structure. We also send case-by-case post-declin
Aldermore on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel challenger bank we route to for asset finance, invoice finance and commercial mortgage tickets between £25k and £5m where the applicant has the time
OakNorth on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel top-end lender we route to for £500k+ tickets where the file has the financials to support a bespoke deal. We send established Ltd companies here whe
Capify on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel MCA specialist we route to for hospitality, retail and salon Ltds with strong card-machine flow, including post-decline files where credit history bl
Allica Bank on FundBiz panel: routing, eligibility and alternatives
Meta description (155 chars)
Panel challenger bank we route to for £150k to £5m term-loan and commercial mortgage applicants. We send established Ltd companies here when the deal is in
UK VAT funding: short-term loans timed to your VAT bill. Repaid out of next VAT-quarter cashflow. £5k to £500k. Useful for businesses with seasonal VAT-bill spikes.
FundBiz is a UK commercial finance broker. We earn commission when introductions to lenders complete. Full disclosure of how revenue flows and how we keep matching honest.
Terms of use for FundBiz: who can apply, our role as introducer, applicant warranties, intellectual property, limitation of liability and governing law.
Lender Comfort Topics for UK Limited Companies, FundBiz
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What underwriters check beyond the credit score: Companies House status, ECCTA director verification, beneficial-ownership clarity, account-filing health. The procedural side of a UK SMB finance application.
Companies House director ID verification, what lenders look for
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Companies House director ID verification, lender underwriting
Meta description (167 chars)
ECCTA director identity verification at Companies House. What lenders ask, how it affects underwriting on UK SMB finance, what to do if directors are not yet verified.
Two minutes. We match you with lenders most likely to approve.
Title tag (28 chars)
Eligibility Checker, FundBiz
Meta description (169 chars)
Two-minute UK SMB finance eligibility check. Soft credit search only. We score 30+ specialty UK lenders against your profile and surface the ones most likely to approve.
How FundBiz writes its product landers, sector pages, post-decline guides and lender-panel disclosures. What we publish, what we do not, and how to flag a correction.
PAYE Arrears Funding for UK Limited Companies, FundBiz
Meta description (183 chars)
PAYE or NIC arrears stacking. UK working-capital lenders that engage with HMRC arrears, what they want to see, and where to start. Limited companies, LLPs and partnerships of 4+ only.
CIS Deduction Finance for UK Subcontractors, FundBiz
Meta description (183 chars)
Construction subcontractors with CIS deductions held back. UK specialist lenders that advance against CIS due back via tax return. Limited companies, LLPs and partnerships of 4+ only.
VAT bill due in days, cash short. UK specialist VAT-loan lenders that fund against next-quarter cashflow. Decision in 24 to 72 hours, drawdown to HMRC direct. Limited companies, LLPs and partnerships of 4+ only.
Profitable trading, cashflow stretched at Corporation Tax due-date. UK bridge-loan and short-term lenders that compete with HMRC Time To Pay interest. Limited companies, LLPs and partnerships of 4+ only.
UK commercial mortgages: owner-occupier and investment, £150k to £10m+, terms 5-25 years. Allica, OakNorth and high-street banks. Limited companies and LLPs.
Allica Bank business loan, criteria, decline reasons and alternatives
Meta description (155 chars)
Established-SME challenger bank focusing on £150k-£5m commercial lending and asset finance. PRA-regulated UK bank with FSCS deposit protection on linked ac
Tide business loan, criteria, decline reasons and alternatives
Meta description (154 chars)
Tide is not a bank. It is a business banking platform partnered with ClearBank. Loans inside the Tide app are routed via Funding Options (now Tide-owned).
Monzo Business business loan, criteria, decline reasons and alternatives
Meta description (155 chars)
Monzo Business is primarily a business banking app. Limited general SMB term-loan availability; Bounce Back Loan repayment options and partner-routed lendi
UK merchant cash advance (MCA): how it works, who it fits, typical rates, named lenders we route to. £3.5k to £500k against daily card-machine takings.
Asset finance for heavy goods vehicles, articulated lorries, refrigerated trucks. Specialist lenders dominate; tickets are larger and underwriting takes lo
Balloon coming due on a hire purchase. Refinance routes for plant, vehicles and equipment, how to keep the asset, when to walk away, comparison of UK SMB.
Dental chair and surgery equipment finance | FundBiz
Meta description (155 chars)
Asset finance for dental chairs, X-ray equipment, sterilisation, CAD/CAM systems and surgery refits. NHS and private practice routes have different lender
Hire purchase, finance lease and contract hire for new and used commercial vans. The most common UK asset finance product by volume; specialist lenders com
Business Loan Declined? Post-Decline Matcher : FundBiz
Meta description (184 chars)
Declined for a UK business loan? Tell us why and we route to specialist lenders that accept the decline reason. CCJ, missed payments, thin file, sub-12-month trading, sector exclusion.
Retail Business in Seasonal Cash-Flow Stress, UK Routing
Meta description (245 chars)
UK retailer caught in seasonal cash-flow stress (post-Christmas dip, summer trough). Routes for stock-cycle finance, working capital, MCA against card flow, and asset finance for fit-out refresh. Limited companies, LLPs, partnerships of 4+ only.
Business loan declined by JPM Capital, what next?, what next?
Meta description (155 chars)
JPM Capital has declined your specialist post-decline loan or MCA application. JPM Capital is one of the deepest-tolerance specialist lenders on the FundBi
Business loan declined by Bizcap, what next?, what next?
Meta description (155 chars)
Bizcap has declined your specialist short-term loan or MCA application. Bizcap is one of the most aggressive specialist post-decline lenders on the FundBiz
UK aesthetic clinic with CQC + cosmetic regulation compliance pressure
Title tag (61 chars)
UK Aesthetic Clinic with CQC + Cosmetic Regulation Compliance
Meta description (252 chars)
UK aesthetic clinic or medical aesthetic business facing CQC compliance investment plus tightening UK cosmetic regulation (JCCP voluntary register, licensing scheme, prescriber requirements). Specialist routes for working capital and equipment finance.
Business loan declined: recent change of director, what next?
Meta description (155 chars)
A director appointed within the last 6 to 12 months at the borrowing company. Mainstream lenders treat the change as a red flag because it disrupts the und
Business loan declined by Funding Circle, what next?
Title tag (64 chars)
Business loan declined by Funding Circle, what next?, what next?
Meta description (155 chars)
Funding Circle has declined your unsecured term-loan application. Funding Circle is one of the largest UK SMB term-loan platforms; their decline patterns a
Healthcare agency with medical locum payroll cycle
Title tag (62 chars)
Healthcare Agency with Medical Locum Payroll Cycle, UK Routing
Meta description (249 chars)
UK healthcare staffing agency or locum management business needing finance for the medical locum payroll cycle. Specialist routes for NHS-supplier and CQC-regulated agencies: sector-specific invoice finance, working capital, framework-aware lenders.
UK wholesale with trade credit insurance withdrawn
Title tag (59 chars)
UK Wholesale Business with Trade Credit Insurance Withdrawn
Meta description (244 chars)
UK wholesale or distribution business with Atradius, Coface, or Allianz Trade cover withdrawn on a key customer or full ledger. Specialist routes for invoice finance post-cancellation, alternative underwriters, and selective per-invoice routes.
Business loan declined: existing debt with this lender
Title tag (66 chars)
Business loan declined: existing debt with this lender, what next?
Meta description (155 chars)
You already have an open facility with the lender you have applied to. Many UK SMB lenders cap exposure to one borrower at a fixed limit; reaching the cap
Charity or CIC with Restricted Funding Mismatch, UK Finance
Meta description (258 chars)
UK charity or community interest company (CIC) caught between restricted grant funding and unrestricted operational costs. Specialist routes for charity finance: social investment, bridging against grant receipts, working capital from social-purpose lenders.
UK engineering business with steel price volatility stress
Title tag (60 chars)
UK Engineering / Metals Business with Steel Price Volatility
Meta description (233 chars)
UK engineering, fabrication, or metals processing business caught in steel and base-metal price volatility against fixed-price customer contracts. Specialist routes for working capital, asset finance, and contract-repricing strategy.
Business loan declined by Time Finance, what next?
Title tag (62 chars)
Business loan declined by Time Finance, what next?, what next?
Meta description (155 chars)
Time Finance has declined your asset finance, invoice finance or unsecured loan application. Time Finance is a UK challenger lender focused on asset-backed
UK recruitment agency with end-client extending payment terms
Title tag (61 chars)
UK Recruitment Agency with End-Client Extending Payment Terms
Meta description (224 chars)
UK recruitment agency caught with major end-client unilaterally extending payment terms from 30 to 60 or 90 days. Specialist routes for recruitment-aware invoice finance, working capital, and the commercial response options.
Business loan declined for missed payments, what next?
Meta description (155 chars)
Recent (under 12 months) missed payments on existing business or personal credit. Particularly material if linked to existing business borrowing, asset fin
Business loan declined by Liberis, what next?, what next?
Meta description (155 chars)
Liberis has declined your merchant cash advance application. Liberis is one of the largest UK card-flow MCA providers, distributing through Barclaycard, Wo
Your business operates in a sector the lender either does not underwrite or treats as high-risk. Common examples: gambling, adult, CBD, vape, firearms, tra
UK pub, bar or nightlife with post-festive cashflow dip
Title tag (60 chars)
UK Pub, Bar or Nightlife Business with Post-Festive Cashflow
Meta description (211 chars)
UK pub, bar, club, or hospitality business caught in the January-March post-festive cashflow trough. Specialist routes: MCA against card flow, asset finance for refurb, working capital aligned to seasonal cycle.
Business loan declined by iwoca, what next?, what next?
Meta description (155 chars)
iwoca has declined your Flexi-Loan or term-loan application. iwoca is the largest UK SMB working-capital fintech and engages at lower thresholds than Fundi
UK hospitality with persistent ingredient cost inflation
Title tag (62 chars)
UK Hospitality with Ingredient Cost Inflation, Finance Routing
Meta description (249 chars)
UK restaurant, pub, hotel, or food service business caught in ingredient cost inflation (food, beverage, energy) against menu pricing that lags behind. Specialist routes for working capital and the realistic role of finance vs operational responses.
UK independent veterinary practice with consolidator pressure
Title tag (58 chars)
UK Veterinary Practice with Consolidator Pressure, Finance
Meta description (232 chars)
UK independent veterinary practice facing consolidator competition (CVS, VetPartners, Linnaeus, IVC Evidensia) and the working-capital pressure of clinical equipment, IT, and team retention. Specialist UK veterinary finance routing.
Business loan declined by YouLend, what next?, what next?
Meta description (155 chars)
YouLend has declined your revenue-based finance application. YouLend is the largest UK marketplace and gateway-flow MCA provider, partnering with Amazon, S
Construction Company Declined by Funding Circle, UK Routing
Meta description (242 chars)
You run a UK construction company and Funding Circle has declined your application. The post-decline routes that actually engage with construction risk, the lenders that take the file, and the documentation that improves the next application.
Business loan declined by Start Up Loans Company, what next?
Title tag (72 chars)
Business loan declined by Start Up Loans Company, what next?, what next?
Meta description (155 chars)
The British Business Bank Start Up Loans Company has declined your application. Start Up Loans is a government-backed scheme for pre-revenue and very-early
E-commerce seller declined by Amazon Lending or Shopify Capital
Title tag (57 chars)
E-commerce Business Declined by Amazon Lending or Shopify
Meta description (275 chars)
UK e-commerce seller declined by Amazon Lending, Shopify Capital, eBay Capital or other marketplace-embedded lenders. Specialist routes for marketplace sellers: traditional MCA against card flow, working capital, asset finance for fulfilment, and platform-aware alternatives.
UK education provider with academic-year cashflow stress
Title tag (56 chars)
UK Education Provider with Academic Year Cashflow Stress
Meta description (300 chars)
UK independent school, training provider, tuition agency, or education business caught in the academic-year cashflow cycle (termly fee income vs continuous staff costs). Specialist routes for education sector finance: term-loan against fee receivables, working capital, asset finance for IT and infra
UK community pharmacy with NHS payment cycle cashflow
Title tag (62 chars)
UK Community Pharmacy with NHS Payment Cycle Cashflow, Finance
Meta description (239 chars)
UK community pharmacy caught between NHS prescription payment cycle and continuous operating costs. Specialist routes for pharmacy finance: NHSBSA receivable-aware lenders, working capital, asset finance for dispensing equipment and refit.
UK renewables generator with CFD cycle cashflow stress
Title tag (54 chars)
UK Renewables Business with CFD Payment Cycle Cashflow
Meta description (260 chars)
UK renewable energy generator or developer caught in the CFD (Contracts for Difference) payment-cycle cashflow gap. Specialist routes for renewables finance: asset finance against generating assets, working capital, and the realistic role for SMB-tier lenders.
A County Court Judgment registered against your business or against you personally as a director. CCJs sit on your credit file for six years, regardless of
Business loan declined: accounts overdue at Companies House
Title tag (71 chars)
Business loan declined: accounts overdue at Companies House, what next?
Meta description (155 chars)
Filed accounts more than 1 month overdue at Companies House. Mainstream lenders treat overdue filings as evidence of weak financial control and decline at
Business loan declined: complex group structure, what next?
Meta description (155 chars)
Group structures with overseas parents, multiple holding companies, opaque beneficial ownership, or recently restructured ownership. Mainstream lenders pre
UK transport with HGV driver shortage cashflow stress
Title tag (62 chars)
UK Transport with HGV Driver Shortage Cashflow Stress, Finance
Meta description (240 chars)
UK transport and logistics business caught in HGV driver shortage cost pressure (wage inflation, agency-driver premiums, fleet underutilisation). Specialist routes for fleet refinance, working capital, and driver-recruitment-linked finance.
UK print or packaging business with paper-cost inflation stress
Title tag (56 chars)
UK Print or Packaging Business with Paper-Cost Inflation
Meta description (221 chars)
UK print, packaging, or paper-converter business caught in input-cost inflation (pulp prices, energy, labour) against fixed-price customer contracts. Specialist routes for working capital and supplier-credit alternatives.
Recruitment Agency with CCJ History, UK Finance Routing
Meta description (240 chars)
UK recruitment agency with a County Court Judgment on the company or director credit file. Specialist UK lenders that engage with CCJ history on recruitment files, the routing options, and the documentation that strengthens the application.
UK Care Home with CQC Compliance Pressure, Finance Routing
Meta description (260 chars)
UK care home (residential, nursing, specialist) caught between CQC compliance investment and operating cashflow. Specialist routes for sector-aware finance: care-sector-specific lenders, working capital, asset finance for refurbishment. Limited companies only.
Business loan declined by 365 Business Finance, what next?
Title tag (70 chars)
Business loan declined by 365 Business Finance, what next?, what next?
Meta description (155 chars)
365 Business Finance has declined your merchant cash advance application. 365 is a top-tier UK MCA provider that engages case-by-case on credit issues main
UK construction subcontractor with main contractor late payment
Title tag (55 chars)
UK Construction Subcontractor with Main Contractor Late
Meta description (218 chars)
UK construction subcontractor caught in main contractor late payment (30+ days beyond contractual terms). Specialist routes for working capital, construction-aware invoice finance, set-off and pay-less notice handling.
UK Agriculture / Farming with Single-Buyer Concentration
Meta description (261 chars)
UK farm or agricultural business with most revenue from a single off-take buyer (supermarket, dairy processor, livestock market, food manufacturer). Specialist routes for agriculture finance: agri-IF, asset finance for plant, BPS-aware lenders, working capital.
Business loan declined by Aldermore, what next?, what next?
Meta description (155 chars)
Aldermore has declined your asset finance, invoice finance or commercial mortgage application. Aldermore is an established UK challenger bank that sits bet
Tech or SaaS Business Under 12 Months, UK Finance Routing
Meta description (232 chars)
UK tech or SaaS business trading less than 12 months, declined by mainstream lenders. Specialist routes for early-stage tech finance: R&D advance, recurring-revenue lending, asset finance for IT equipment, founder equity routes.
Business loan declined by OakNorth, what next?, what next?
Meta description (155 chars)
OakNorth has declined your commercial mortgage, growth-capital or asset-backed term-loan application. OakNorth is a specialist UK challenger bank focused o
UK B2B SaaS caught in enterprise procurement freeze
Title tag (60 chars)
UK B2B SaaS Caught in Enterprise Procurement Freeze, Finance
Meta description (247 chars)
UK B2B SaaS business with enterprise customer purchase decisions delayed or frozen (Q4 budget freezes, year-end cost reviews, procurement consolidation). Specialist routes for recurring-revenue lending, working capital, and bridging to next round.
Business loan declined by Capify, what next?, what next?
Meta description (155 chars)
Capify has declined your merchant cash advance or short-term loan application. Capify is one of the most CCJ-tolerant MCA providers on the FundBiz panel an
Your business has not yet generated revenue or has recurring revenue under £5,000 a month. Affects pre-revenue tech, biotech, manufacturing pre-launch, and
Manufacturing Company with HMRC Arrears, UK Finance Routing
Meta description (194 chars)
UK manufacturer with PAYE, VAT, or Corporation Tax arrears. Specialist lenders that engage with HMRC pressure on manufacturing files, the routing options, and what HMRC themselves prefer to see.
Hospitality business stuck with high MCA daily draw
Title tag (59 chars)
Hospitality Business Post-MCA, UK Refinance and Restructure
Meta description (208 chars)
UK hospitality business (restaurant, pub, café, hotel) with an MCA daily draw eating into card takings. Refinance routes, restructure options, and specialist UK lenders that engage with stacked MCA positions.
Insufficient credit history for the lender to underwrite. Common for newer Ltd companies, recent incorporations, or businesses without prior borrowing.
Business loan declined by Allica Bank, what next?, what next?
Meta description (155 chars)
Allica Bank has declined your commercial mortgage, asset finance or term-loan application. Allica is a specialist UK challenger bank focused on established
Business loan declined: recent restructuring, what next?
Meta description (155 chars)
The company has recently been through a CVA, administration, MVL, or material change of control. Mainstream lenders apply post-restructure cooling-off peri